APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rate Description | Term | APR | APR Type |
|---|---|---|---|
| Line of Credit Loans | up to 60 months | As low as 9.25% | Fixed |
| Signature Loans | up to 60 months | As low as 9.25% | Fixed |
| Vehicles New | up to 84 months | As low as 4.99% | Fixed |
| Vehicles Used | up to 84 months | As low as 5.49% | Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| $10,000 Minimum Balance | 36 months | 3.05% | 3.09% |
| $10,000 Minimum Balance | 24 months | 3.14% | 3.18% |
| $5,000 Minimum Balance | 18 months | 3.28% | 3.32% |
| $1,000 Minimum Balance | 12 months | 3.23% | 3.27% |
NOTE: Early withdrawal from certificates will be subject to a penalty of ½ of dividends earned.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rate Description | Term | Dividend Rates | APY |
|---|---|---|---|
| Regular shares/special savings | $100-$5,000 Quarterly | 0.10% | 0.10% |
| Regular shares/special savings | $5,001- and up Quarterly | 0.25% | 0.25% |
NOTE: Early withdrawal from certificates will be subject to a penalty of ½ of dividends earned.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.