Phone: 210-521-2898 | Audio Teller: 866-312-1461
 

APR refers to the annual percentage rate or the dividend rate. 
APY refers to the annual percentage yield.

Loan Rates

 
Rate Description Term APR APR Type
Holiday Loans up to $3,500 for 24 months 6.990% Fixed
Home Equity Loan up to 15 years 3.75% Fixed
Line of Credit Loans up to 60 months 8.50% with A Credit Fixed
Line of Credit Loans up to 60 months 9.50% with B Credit Fixed
Line of Credit Loans up to 60 months 13.00% with C Credit Fixed
Vacation Loans up to $3,500 for 24 months 5.99% with A Credit Fixed
Vehicles New up to 72 months for vehicles
over $20,000
3.74% with A Credit Fixed
Vehicles Used up to 72 months for vehicles over 20,000 4.49% with A Credit Fixed

Rates as of 03-12-19
Members should call the credit union to verify rates. 
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rate Description Terms Dividend Rates APY
$10,000 Minimum Balance 36 months 2.60% 2.62%
$10,000 Minimum Balance 24 months 2.40% 2.42%
$5,000 Minimum Balance 18 months 2.30% 2.31%
$1,000 Minimum Balance 12 months 2.20% 2.21%

Rates as 03-12-19
NOTE: Early withdrawal from certificates will be subject to a penalty of ½ of dividends earned.
Members should call the credit union to verify rates. 
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rate Description Terms Dividend Rates APY
Regular shares/special savings $100-$5,000 Quarterly 0.10% 0.10%
Regular shares/special savings $5,001-$10,000 Quarterly 0.25% 0.25%
Regular shares/special savings $10,001-and up Quarterly
0.40% 0.41%

Rates as of 3-12-19
Members should call the credit union to verify rates. 
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.